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Kotak 811 Promo Codes & Coupons July 2026

As of July 2026, Kotak 811 has 15 active offers: 0 coupon codes and 15 deals, updated daily. Pick a working Kotak 811 promo code and save on your next order.

🔥 Top Kotak 811 Discount Codes for July 12, 2026

15%
OFF
15% Off Swiggy Orders with Kotak 811 Card

Use your Kotak 811 Virtual or Physical Debit Card for food orders on Swiggy. A minimum order value is required to avail this discount. Maximum discount applies.

25%
OFF
Activate ActivMoney Auto Sweep for Benefits

Enable the ActivMoney Auto Sweep feature for your savings account. This converts idle funds into fixed deposits. Check interest rates for these deposits.

10%
OFF
Myntra Shopping: 10% Instant Discount

Enjoy an instant discount on Myntra purchases using your Kotak 811 card. This offer is active on specific days. A minimum transaction amount is applicable.

40%
OFF
Fixed Deposit Scheme: Competitive Rates

Invest in a Fixed Deposit with Kotak 811 for attractive interest rates. Different tenures are available for selection. Interest income is subject to tax.

Expires Aug 26, 2026
10%
OFF
10% Cashback on Mobile Recharges via App

Get cashback when you recharge your mobile number using the Kotak 811 app. This applies to all network providers. A minimum recharge amount may be required.

Up to
20%
OFF
Up to 20% Off Bill Payments with Kotak 811

Receive a discount on various utility bill payments made through the app. Maximum cashback limits might be applicable. This deal covers electricity, water, and gas bills.

Cashback
Cashback on First Credit Card Upgrade

Existing users upgrading to a Kotak Credit Card receive a cashback bonus. This applies to successful credit card applications. Eligibility criteria must be met.

₹150
Only
Flat ₹150 Cashback on First UPI Transaction

New users get cashback on their initial UPI payment. Minimum transaction value may apply. This offer is valid once per customer.

Expires Aug 16, 2026
₹500
Only
Diwali Special: Up to ₹500 Cashback Offers

Avail special cashback rewards during the Diwali festival period. These offers apply to select transactions. Specific merchant partners are included.

15%
OFF
UPI Transaction Rewards for Existing Users

Existing users can earn rewards on multiple UPI transactions. Specific transaction types might be excluded. Check the app for current reward structures.

30%
OFF
Zero Balance Savings Account Opening Offer

Open a new Kotak 811 Zero Balance Savings Account. No minimum balance is required to maintain this account. This applies to new account holders.

12%
OFF
Zomato Discount: 12% Off Food Deliveries

Get a percentage off your Zomato food delivery orders. Payment must be made using a Kotak 811 account. This requires a minimum cart value.

₹200
Only
₹200 Cashback on Debit Card Welcome Kit

Receive cashback upon ordering and activating your Physical Debit Card welcome kit. This offer is for new cardholders. Terms and conditions apply to activation.

₹300
Only
Refer & Earn: Get ₹300 for Each Referral

Refer friends to open a Kotak 811 account and earn a reward. The referred friend must complete specific actions. There might be a limit on total referrals.

Expires Aug 23, 2026
₹100
Only
First Time Wallet Load: ₹100 Bonus

Load your Kotak 811 digital wallet for the first time and get a bonus amount. A minimum wallet load value is necessary. This offer is valid once per user.

Customer Reviews

4.5
Average Rating
2
Total Reviews
VIJAY Anandh
★★★★★
3 weeks ago

Easy digital account opening!

I opened a Zero Balance Savings Account, it was so quick! Took like 10 mins on the app. Love the virtual debit card too. Will definitely use Kotak 811 again!

Please login to reply to this review.

Hemanth Nethi
★★★★☆
1 month ago

Good app, quick virtual card

I opened the 811 Digital Bank Account last month. The video KYC was simple enough, took about 15 minutes to connect with an agent. Got my virtual debit card instantly, which was great for online shopping right away. The physical card arrived in 6 days to my Bangalore address. UPI payments work smoothly, no issues there. Support chat was helpful when I had a question about ActivMoney. Overall, a solid experience for a digital account.

Please login to reply to this review.

Kotak 811 Community Discussion

Share tips, ask questions & help fellow shoppers save more

A
Ashish Sukhadiya
1 month ago

Hey guys, thinking of opening a Kotak 811 account. Just wondering if these zero balance accounts are actually zero balance? Like, no hidden charges or minimum balance requirements after I open it?

C Cellular Prime 1 month ago
Yeah, it's actually zero balance. I've had mine for over a year and never maintained a minimum. Never got charged for not doing so.
6
L Luxe By Kan 1 month ago
For the basic 811 Lite account, it's zero balance, totally. But if you upgrade to a full KYC account, then there might be some conditions, I think. Best to check the specifics on their site once you do full KYC.
2
1 Responses (2)

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